Personal
Loan
Assist

Applying for a personal loan can be complicated and time-consuming

Bank statements and other supporting documents may be required, questions need to be answered – and how you know that the loan providers you are applying to are legitimate and trustworthy.

Also, did you know that sending your details in a short space of time to many different providers that query your credit status can actually harm your credit score, and reduce your chances of getting credit or a loan, now or in the future?

Let us help you 

If you have decided that a personal loan will help you improve your life, e.g., by purchasing a valuable asset, paying off debts, improving your skills, upgrading your home, etc., and are in a financial position to keep up with the repayments, you may be interested in our Personal Loan Assist service.

We will collect personal and financial information from you once, then use this information to find the best loan we can for you, at the most favourable terms, by leveraging our relationships with selected loan providers.

Please note that while we will do our best to help you secure the personal loan you need or want, we can’t guarantee success. Whether or not a loan application is successful depends on many factors, including your credit score, how you have managed credit and loans in the past, and your income and ability to make the monthly repayments.

We suggest that you wait until we have performed a full credit profile assessment for you (part of our Credit Profile Assist service), and you have taken action on any issues highlighted by this assessment, before applying for a personal loan, or any other form of credit, to give yourself a better chance of success.

How it helps you

The Personal Loan Assist benefit helps you by:

  • Reducing the time and complication of applying for a personal loan.
  • Increasing your chance of success by applying only to selected providers and by knowing about, and taking care of, any credit profile issues that may lead to you being turned down.

How it Works

If you are a member of the ICS MaximAssist Lifestyle Benefits Plan and have already received your initial credit profile assessment (and possibly a few of our monthly credit profile reports that all members receive) and want to apply for a personal loan, simply contact our customer service centre and request assistance.

One of our helpful consultants will tell you what information is required and guide you through the process of applying for a personal loan.

Please note: The Personal Loan Assist benefit is provided as part of the ICS MaximAssist Life Enhancement Plan and is only available to current, paid-up members.

Ready to Sign Up
via our Easy
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See also:

MaximAssist Plan

Credit Profile Assist

Funeral Assist

Holiday Assist

Student Assist

Want to talk to one
of our consultants?

You can also download a handy,
printable copy of the MaximAssist
Plan Overview